Thinking of buying a property, but don’t know where to start? Well… that’s where a mortgage pre-approval comes in. Start here. TL;DR: a fast, easy and free pre-approval is the best way to find [...]

TL;DR: When purchasing a home, buyers can add the cost of home upgrades into their mortgage. The program is designed to allow for up to 10% of the purchase price up to $40,000 (higher amounts [...]

TL;DR: you can take up to $35k ($70k/couple) out of your RRSPs tax-free to buy your first home. You pay back your RRSP over 15 years, or you pay the tax on the withdrawal over 15 years. In [...]

TL;DR: if you’re a first time home buyer, you get free money on your tax return from the government – take it! If you are a first time home buyer, you can apply for a tax credit when [...]

TL;DR: most of these programs are just for first time buyers, and some of them are “use it or lose it” so you’ll want to know what they are and how/when to use them.  There are [...]

TL;DR: Closing an old un-used credit account might hurt your score; your score will go up or down for a variety of reasons; a good credit score does not automatically mean you will be approved [...]

TL;DR: Yes, it is necessary. And generally, no, it won’t hurt you. But it can affect your score. However, if your credit is checked multiple times for the same reason (like getting a [...]

Today feels like a good day to throw the paper in the trash, but here’s some stuff you should know. No matter what’s going on in the world, we’re here to help find the best [...]

We’re really excited for you to find that perfect home! As we’re sure you’re hoping and expecting, home shopping is exciting, and a lot of fun. But it can also be stressful and aggravating at [...]