It FINALLY happened! The federal government has modified the stress test. Previously, the interest rate used to qualify for a mortgage was set by the Bank of Canada by taking the average of the [...]

1. Have you explored all your options? Once you receive your mortgage renewal statement, there’s nothing easier than simply signing on for another term. But while this may make sense in many [...]

We’re really excited for you to find that perfect home! As we’re sure you’re hoping and expecting, home shopping is exciting, and a lot of fun. But it can also be stressful and aggravating at [...]

Buying a home is kind of a big deal. Turns out that Location, Location, Location thing is too. Wherever you live now, you’ve probably already thought of some of the things on this list. [...]

Thank you to our friends/partners at Genworth Canada for sharing this great content. We’ve edited it for context. 1. Land transfer tax. When a home changes hands, many provinces (like BC) [...]

Cheap and easy is the name of the game with these kitchen decluttering tricks and DIYs. It doesn’t matter if it’s the pantry, the refrigerator, or your drawers, you can spend less and get more [...]

According to the 2018 (dated, we know – but still very relevant) CMHC Mortgage Consumer Survey, almost HALF of home-buyers in Canada the last few years have said, “We wish we knew [...]

To help in the house hunting process, many home buyers will seek a pre-approval for a mortgage. This helps you determine how big of a mortgage you can afford and, in turn, what you can pay for a [...]