Thinking of buying a property, but don’t know where to start? Well… that’s where a mortgage pre-approval comes in. Start here. TL;DR: a fast, easy and free pre-approval is the best way to find [...]

TL;DR: When purchasing a home, buyers can add the cost of home upgrades into their mortgage. The program is designed to allow for up to 10% of the purchase price up to $40,000 (higher amounts [...]

TL;DR: you can take up to $35k ($70k/couple) out of your RRSPs tax-free to buy your first home. You pay back your RRSP over 15 years, or you pay the tax on the withdrawal over 15 years. In [...]

TL;DR: if you’re a first time home buyer, you get free money on your tax return from the government – take it! If you are a first time home buyer, you can apply for a tax credit when [...]

TL;DR: most of these programs are just for first time buyers, and some of them are “use it or lose it” so you’ll want to know what they are and how/when to use them.  There are [...]

TL;DR: Closing an old un-used credit account might hurt your score; your score will go up or down for a variety of reasons; a good credit score does not automatically mean you will be approved [...]

TL;DR: Yes, it is necessary. And generally, no, it won’t hurt you. But it can affect your score. However, if your credit is checked multiple times for the same reason (like getting a [...]